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Privacy Policy

 

Effective Date: January 11, 2026

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Responsive Communities™ and Responsive Financing™ (“we,” “our,” “us”) are committed to protecting your privacy and safeguarding the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website, use our services, or submit a loan application.

1. Information We Collect

 

We may collect the following categories of information:

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  • Personal Information: name, address, email, phone number, date of birth

  • Financial Information: income, assets, liabilities, credit details, property information

  • Application Data: information submitted through online forms or third‑party platforms

  • Technical Data: IP address, browser type, device identifiers, cookies, and usage analytics

  • Communications: messages, inquiries, and interactions with our team

2. How We Use Your Information

 

We use your information to:

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  • Process loan applications and determine eligibility

  • Provide services you request

  • Communicate with you about your application or account

  • Improve our website and user experience

  • Comply with legal obligations

  • Prevent fraud and maintain security

3. How We Share Your Information

 

We may share information with:

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  • Lenders, underwriters, and financial partners involved in your application

  • Service providers such as CRM platforms, analytics tools, and form processors

  • Regulatory agencies when required by law

  • Affiliates or contractors assisting in service delivery

We do not sell your personal information.

4. GLBA & Regulation P Compliance

 

As a financial services provider, we comply with:

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  • Gramm–Leach–Bliley Act (GLBA)

  • Regulation P governing the privacy of consumer financial information

This includes:

  • Providing clear disclosures

  • Limiting data sharing

  • Protecting nonpublic personal information (NPI)

  • Offering opt‑out options where applicable

5. Cookies & Tracking Technologies

 

We use:

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  • Cookies

  • Analytics tools

  • Session tracking

You may disable cookies in your browser settings.

6. Data Security

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We use administrative, technical, and physical safeguards to protect your information, including:

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  • Encryption

  • Access controls

  • Secure data storage
     

No system is 100% secure, but we take reasonable steps to protect your data.

7. Your Rights & Choices

 

Depending on your location, you may have the right to:

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  • Access your information

  • Request corrections

  • Request deletion

  • Limit certain data uses

To exercise these rights, contact us at info@ResponsiveIntegration.com.

8. Third‑Party Links & Tools

 

Our site may link to or integrate with third‑party services such as:

  • Jotform

  • ​

  • CRM platforms

  • Analytics providers

We are not responsible for their privacy practices.

9. Children’s Privacy

 

We do not knowingly collect information from individuals under 18.

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10. Changes to This Policy

 

We may update this Privacy Policy periodically. Changes will be posted with a revised effective date.

Contact Us

 

For questions or concerns about this Privacy Policy, contact: info@ResponsiveIntegration.com

Responsive Communities v8b.png

Living in Harmony, Building with Purpose

Responsive Communities™ and Responsive Financing™ are committed to fair, transparent,

and responsible lending. 

Responsive Financing™ complies with applicable federal and state lending regulations, including:

  • Equal Credit Opportunity Act (ECOA)

  • Truth in Lending Act (TILA)

  • Fair Credit Reporting Act (FCRA)

  • Regulation P under the Gramm–Leach–Bliley Act (GLBA)

We do not guarantee loan approval or specific terms. All financing is subject to underwriting review and eligibility.

 

Licenses:

NMLS CA & CO 1727891, CO 2789843;

RE Broker CO 100106570, CA DRE 02062889;

CO DORA 100543930;

CO COAG SFN-002346098, SUP-I-00226915

 

For assistance or complaints, contact us at:

 info@ResponsiveFinancing.com 

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